/* ============================================================
   styles.css
   Version : 2.0
   Updated : 2026-04-17
   Changes :
     v1.9 -- Arctic Clarity redesign.
     v2.0 -- Fix UI1: added kpi colour variants (red/amber/green/blue),
             kpi-card with colour variants, card-grid-2/3/4, and
             standalone-layout/topbar/content classes. All classes
             used across ops/client/admin/capital/investor pages.
             New CSS token set (--ink, --blue, --base, etc).
             Cabinet Grotesk + Instrument Sans + DM Mono fonts.
             Sidebar, topbar, card, button, badge, table, modal,
             kpi, form, toast, login — all reskinned.
             Old tokens (--navy, --teal, --mgray, --lgray,
             --border) retained as aliases so inline var()
             references in page-specific styles continue to work
             without hunting every template literal.
   ============================================================ */

/* ── GOOGLE FONTS ─────────────────────────────────────────── */
@import url('https://fonts.googleapis.com/css2?family=Cabinet+Grotesk:wght@400;500;600;700;800;900&family=Instrument+Sans:ital,wght@0,400;0,500;0,600;1,400&family=DM+Mono:wght@400;500&display=swap');

/* ── DESIGN TOKENS ────────────────────────────────────────── */
:root {
  /* Core palette */
  --ink:        #0B1929;
  --ink-70:     rgba(11,25,41,0.70);
  --ink-50:     rgba(11,25,41,0.50);
  --ink-40:     rgba(11,25,41,0.40);
  --ink-20:     rgba(11,25,41,0.20);
  --ink-08:     rgba(11,25,41,0.08);
  --ink-04:     rgba(11,25,41,0.04);

  --blue:       #1D5FD4;
  --blue-dk:    #1850C0;
  --blue-lt:    #EBF1FB;
  --blue-md:    #C5D8F7;

  --base:       #F2F4F8;
  --white:      #FFFFFF;

  --success:    #0F7B4A;
  --success-lt: #E6F4EE;
  --warn:       #B45309;
  --warn-lt:    #FEF3C7;
  --danger:     #C41F3B;
  --danger-lt:  #FEE7EA;
  --purple:     #6D28D9;
  --purple-lt:  #EDE9FE;
  --teal-val:   #0F766E;
  --teal-lt:    #CCFBF1;
  --amber-val:  #D97706;
  --amber-lt:   #FEF3C7;

  /* Semantic aliases — keeps inline var() in page templates working */
  --navy:       var(--ink);
  --navy2:      var(--ink-50);
  --mgray:      var(--ink-40);
  --lgray:      var(--base);
  --border:     var(--ink-08);
  --text:       var(--ink-70);
  --red:        var(--danger);
  --green:      var(--success);
  --teal:       var(--teal-val);
  --amber:      var(--amber-val);

  /* Shape */
  --r-xs:  4px;
  --r-sm:  6px;
  --r-md:  10px;
  --r-lg:  14px;
  --r-xl:  20px;

  /* Shadow */
  --shadow-xs: 0 1px 2px rgba(11,25,41,0.06);
  --shadow-sm: 0 2px 8px rgba(11,25,41,0.07), 0 1px 2px rgba(11,25,41,0.04);
  --shadow-md: 0 4px 16px rgba(11,25,41,0.09), 0 1px 4px rgba(11,25,41,0.05);
  --shadow-lg: 0 8px 32px rgba(11,25,41,0.12), 0 2px 8px rgba(11,25,41,0.06);

  /* Sidebar */
  --sidebar-w: 224px;

  /* Typography */
  --ff-display: 'Cabinet Grotesk', sans-serif;
  --ff-body:    'Instrument Sans', sans-serif;
  --ff-mono:    'DM Mono', monospace;
}

/* ── RESET ───────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { height: 100%; font-size: 14px; }
body {
  height: 100%;
  background: var(--base);
  color: var(--ink);
  font-family: var(--ff-body);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }
::-webkit-scrollbar { width: 4px; height: 4px; }
::-webkit-scrollbar-track { background: transparent; }
::-webkit-scrollbar-thumb { background: var(--ink-20); border-radius: 2px; }
::-webkit-scrollbar-thumb:hover { background: var(--ink-40); }

/* ── APP SHELL ───────────────────────────────────────────── */
.app-layout {
  display: grid;
  grid-template-columns: var(--sidebar-w) 1fr;
  min-height: 100vh;
}

/* ── SIDEBAR ─────────────────────────────────────────────── */
.sidebar {
  position: fixed;
  top: 0; left: 0; bottom: 0;
  width: var(--sidebar-w);
  background: var(--white);
  border-right: 1.5px solid var(--ink-08);
  box-shadow: var(--shadow-xs);
  display: flex;
  flex-direction: column;
  z-index: 50;
  overflow-y: auto;
}

.sidebar-logo {
  padding: 20px 18px 16px;
  border-bottom: 1.5px solid var(--ink-08);
}
.sidebar-logo h1 {
  font-family: var(--ff-display);
  font-size: 18px;
  font-weight: 900;
  color: var(--ink);
  letter-spacing: -0.03em;
  line-height: 1.1;
}
.sidebar-logo h1 span { color: var(--blue); }
.sidebar-logo p,
.sidebar-logo small {
  font-size: 10px;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-40);
  margin-top: 3px;
  display: block;
}

.sidebar-section {
  padding: 16px 10px 0;
}
.sidebar-section-label {
  font-size: 9px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--ink-40);
  padding: 0 10px;
  margin-bottom: 6px;
}

.nav-link {
  display: flex;
  align-items: center;
  gap: 9px;
  padding: 9px 10px;
  border-radius: var(--r-sm);
  font-size: 13px;
  font-weight: 500;
  color: var(--ink-70);
  cursor: pointer;
  transition: all 0.15s;
  margin-bottom: 2px;
  border: none;
  background: transparent;
  width: 100%;
  text-align: left;
  font-family: var(--ff-body);
  text-decoration: none;
}
.nav-link:hover {
  background: var(--ink-04);
  color: var(--ink);
  text-decoration: none;
}
.nav-link.active {
  background: var(--blue-lt);
  color: var(--blue);
  font-weight: 600;
}
.nav-link svg { opacity: 0.55; flex-shrink: 0; transition: opacity 0.15s; }
.nav-link.active svg, .nav-link:hover svg { opacity: 1; }
.nav-label { flex: 1; }

/* User badge in sidebar */
#user-badge { padding: 12px 8px; border-top: 1.5px solid var(--ink-08); margin-top: auto; }
#user-badge > div {
  padding: 8px;
  border-radius: var(--r-sm);
  transition: background 0.15s;
  cursor: default;
}
#user-badge > div:hover { background: var(--ink-04); }
#user-badge [style*="border-radius:50%"] {
  border-radius: var(--r-sm) !important;
  background: linear-gradient(135deg, #1D5FD4, #0D3E9A) !important;
  width: 32px !important;
  height: 32px !important;
}
#user-badge [style*="rgba(255,255,255,0.5)"] { color: var(--ink-40) !important; }
#user-badge [style*="color:var(--white)"] { color: var(--ink) !important; }
#user-badge button {
  background: var(--ink-04) !important;
  color: var(--ink-40) !important;
  border-radius: var(--r-xs) !important;
  border: 1.5px solid var(--ink-08) !important;
  font-family: var(--ff-body) !important;
}
#user-badge button:hover { background: var(--ink-08) !important; color: var(--ink) !important; }

/* ── MAIN CONTENT ────────────────────────────────────────── */
.main-content {
  margin-left: var(--sidebar-w);
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

/* ── TOPBAR ──────────────────────────────────────────────── */
.topbar {
  background: var(--white);
  border-bottom: 1.5px solid var(--ink-08);
  box-shadow: var(--shadow-xs);
  padding: 16px 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  position: sticky;
  top: 0;
  z-index: 40;
}
.topbar h1 {
  font-family: var(--ff-display);
  font-size: 17px;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -0.025em;
}
.topbar p, .topbar small {
  font-size: 12px;
  color: var(--ink-40);
  margin-top: 1px;
}

/* ── PAGE CONTENT AREA ───────────────────────────────────── */
.content, .tab-content { padding: 24px 28px; flex: 1; }
/* Some pages use container instead */
.container { padding: 24px 28px; max-width: 1200px; }
.page-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
  flex-wrap: wrap;
}
.page-header h1 {
  font-family: var(--ff-display);
  font-size: 20px;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -0.025em;
}

/* ── CARDS ───────────────────────────────────────────────── */
.card {
  background: var(--white);
  border-radius: var(--r-lg);
  border: 1.5px solid var(--ink-08);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}
.card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 20px;
  border-bottom: 1.5px solid var(--ink-08);
  background: var(--white);
}
.card-title {
  font-family: var(--ff-display);
  font-size: 14px;
  font-weight: 700;
  color: var(--ink);
  letter-spacing: -0.02em;
}
.card-body { padding: 16px 20px; }

/* Hover effect on interactive cards */
.card.hoverable {
  transition: border-color 0.2s, box-shadow 0.2s, transform 0.2s;
  cursor: pointer;
}
.card.hoverable:hover {
  border-color: var(--blue-md);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

/* ── GRIDS ───────────────────────────────────────────────── */
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
@media (max-width: 900px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .two-col, .grid-2 { grid-template-columns: 1fr; }
}

/* ── KPI CARDS ───────────────────────────────────────────── */
.kpi {
  background: var(--white);
  border-radius: var(--r-lg);
  border: 1.5px solid var(--ink-08);
  box-shadow: var(--shadow-sm);
  padding: 18px 20px;
  transition: border-color 0.2s, box-shadow 0.2s, transform 0.2s;
}
.kpi:hover {
  border-color: var(--blue-md);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.kpi-label {
  font-size: 11px;
  font-weight: 500;
  color: var(--ink-40);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 8px;
}
.kpi-value {
  font-family: var(--ff-display);
  font-size: 26px;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -0.03em;
  line-height: 1;
}
.kpi-sub {
  font-size: 11px;
  color: var(--ink-40);
  margin-top: 6px;
}

/* Coloured kpi-mini variants used by simulator */
.kpi-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin: 14px 0; }
.kpi-mini {
  border-radius: var(--r-md);
  padding: 12px 14px;
  border: 1.5px solid var(--ink-08);
}
.kpi-mini .kpi-label { margin-bottom: 4px; font-size: 10px; }
.kpi-mini .kpi-val   { font-family: var(--ff-display); font-size: 16px; font-weight: 800; color: var(--ink); }
.kpi-mini.blue   { background: var(--blue-lt); border-color: var(--blue-md); }
.kpi-mini.purple { background: var(--purple-lt); border-color: rgba(109,40,217,0.2); }
.kpi-mini.orange { background: var(--amber-lt); border-color: rgba(217,119,6,0.2); }
.kpi-mini.green  { background: var(--success-lt); border-color: rgba(15,123,74,0.2); }
.kpi-ear { font-size: 12px; color: var(--ink-40); margin-bottom: 14px; }

/* ── BUTTONS ─────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  padding: 8px 16px;
  border-radius: var(--r-sm);
  font-size: 12px;
  font-weight: 600;
  font-family: var(--ff-body);
  cursor: pointer;
  transition: all 0.2s;
  border: 1.5px solid transparent;
  letter-spacing: 0.01em;
  text-decoration: none;
  white-space: nowrap;
  line-height: 1.4;
}
.btn:disabled { opacity: 0.5; cursor: not-allowed; transform: none !important; box-shadow: none !important; }
.btn-primary { background: var(--blue); color: #fff; border-color: var(--blue); }
.btn-primary:hover:not(:disabled) { background: var(--blue-dk); box-shadow: 0 4px 12px rgba(29,95,212,0.35); transform: translateY(-1px); }
.btn-success { background: var(--success-lt); color: var(--success); border-color: rgba(15,123,74,0.2); }
.btn-success:hover:not(:disabled) { background: rgba(15,123,74,0.15); }
.btn-danger  { background: var(--danger-lt); color: var(--danger); border-color: rgba(196,31,59,0.2); }
.btn-danger:hover:not(:disabled)  { background: rgba(196,31,59,0.15); }
.btn-ghost   { background: transparent; color: var(--ink-70); border-color: var(--ink-08); }
.btn-ghost:hover:not(:disabled)   { background: var(--base); color: var(--ink); border-color: var(--ink-20); }
.btn-amber   { background: var(--amber-lt); color: var(--amber-val); border-color: rgba(217,119,6,0.2); }
.btn-amber:hover:not(:disabled)   { background: rgba(217,119,6,0.15); }
.btn-sm { padding: 6px 12px; font-size: 11px; }
.btn-lg { padding: 11px 22px; font-size: 14px; border-radius: var(--r-md); }
.full-width { width: 100%; }

/* ── BADGES ──────────────────────────────────────────────── */
.badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 3px 9px;
  border-radius: var(--r-xs);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  font-family: var(--ff-body);
  white-space: nowrap;
}
.badge::before {
  content: '';
  width: 5px; height: 5px;
  border-radius: 50%;
  background: currentColor;
  flex-shrink: 0;
}
/* Status badges */
.badge-green, .badge-teal, .badge-active  { background: var(--success-lt); color: var(--success); }
.badge-red, .badge-danger                 { background: var(--danger-lt);  color: var(--danger); }
.badge-amber, .badge-warn                 { background: var(--amber-lt);   color: var(--amber-val); }
.badge-blue, .badge-info                  { background: var(--blue-lt);    color: var(--blue); }
.badge-purple                             { background: var(--purple-lt);  color: var(--purple); }
.badge-gray, .badge-grey                  { background: var(--ink-04);     color: var(--ink-40); }
/* Type/method badges (no dot) */
.badge-type, .badge-method {
  background: var(--base);
  color: var(--ink-50);
  border: 1px solid var(--ink-08);
}
.badge-type::before, .badge-method::before { display: none; }

/* ── TABLES ──────────────────────────────────────────────── */
.tbl-wrap, table { width: 100%; }
.tbl-wrap { overflow-x: auto; }
table { border-collapse: collapse; font-size: 13px; }
thead th {
  padding: 10px 16px;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-40);
  text-align: left;
  border-bottom: 1.5px solid var(--ink-08);
  background: var(--base);
  white-space: nowrap;
}
tbody td {
  padding: 12px 16px;
  color: var(--ink-70);
  border-bottom: 1px solid var(--ink-04);
  vertical-align: middle;
}
tbody tr { transition: background 0.1s; cursor: pointer; }
tbody tr:hover td { background: var(--blue-lt); color: var(--ink); }
tbody tr:last-child td { border-bottom: none; }
.text-bold, .bold { font-weight: 600; color: var(--ink); }
.mono { font-family: var(--ff-mono); font-size: 12px; }
.amount { font-family: var(--ff-mono); font-size: 12px; font-weight: 500; }
.text-right { text-align: right; }
.text-muted { color: var(--ink-40); }

/* Subtotal / total rows */
.total-row td, .repayable-row td {
  background: var(--base);
  border-top: 1.5px solid var(--ink-08);
  font-weight: 700;
  color: var(--ink);
}
.total-row { border-top: 1.5px solid var(--ink-08); }
.repayable-row td { color: var(--blue); }
.sub-row td { font-size: 11px; color: var(--ink-40); background: var(--ink-04); }
.loading-row td { text-align: center; color: var(--ink-40); padding: 24px; font-size: 13px; }

/* Pagination bar */
.pagination-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 16px;
  border-top: 1.5px solid var(--ink-08);
  font-size: 12px;
  color: var(--ink-40);
  gap: 8px;
}
.page-info { font-family: var(--ff-mono); font-size: 11px; }

/* ── FORMS ───────────────────────────────────────────────── */
.form-group, .form-row { margin-bottom: 14px; }
.form-row { display: flex; flex-direction: column; gap: 4px; }
.form-label, label {
  font-size: 11px;
  font-weight: 600;
  color: var(--ink-70);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  display: block;
  margin-bottom: 5px;
}
.form-control, .input, input[type="text"], input[type="email"],
input[type="number"], input[type="date"], input[type="password"],
textarea, select {
  width: 100%;
  padding: 8px 12px;
  border: 1.5px solid var(--ink-08);
  border-radius: var(--r-sm);
  font-size: 13px;
  font-family: var(--ff-body);
  color: var(--ink);
  background: var(--white);
  outline: none;
  transition: border-color 0.2s, box-shadow 0.2s;
  appearance: none;
}
.form-control:focus, .input:focus, input:focus, textarea:focus, select:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(29,95,212,0.1);
}
.form-control:hover:not(:focus), .input:hover:not(:focus) { border-color: var(--ink-20); }
.hint, small.hint { font-size: 11px; color: var(--ink-40); margin-top: 3px; display: block; }
.form-body { padding: 16px 20px; display: flex; flex-direction: column; gap: 2px; }
select { background-image: url("data:image/svg+xml,%3Csvg width='10' height='6' viewBox='0 0 10 6' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1L5 5L9 1' stroke='%230B1929' stroke-opacity='0.4' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 10px center; padding-right: 28px; cursor: pointer; }

/* ── MODALS ──────────────────────────────────────────────── */
.modal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(11,25,41,0.45);
  backdrop-filter: blur(4px);
  z-index: 200;
  align-items: center;
  justify-content: center;
  padding: 20px;
}
.modal {
  background: var(--white);
  border-radius: var(--r-xl);
  box-shadow: var(--shadow-lg);
  max-width: 560px;
  width: 100%;
  max-height: 88vh;
  overflow-y: auto;
  border: 1.5px solid var(--ink-08);
}
.modal-lg { max-width: 780px; }
.modal-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 24px;
  border-bottom: 1.5px solid var(--ink-08);
}
.modal-header h2 {
  font-family: var(--ff-display);
  font-size: 16px;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -0.02em;
}
.modal-close {
  width: 28px; height: 28px;
  border-radius: var(--r-xs);
  border: none;
  background: var(--ink-04);
  color: var(--ink-40);
  cursor: pointer;
  font-size: 16px;
  display: flex; align-items: center; justify-content: center;
  transition: all 0.15s;
  font-family: var(--ff-body);
}
.modal-close:hover { background: var(--ink-08); color: var(--ink); }
.modal-body { padding: 20px 24px; }
.modal-footer {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 8px;
  padding: 16px 24px;
  border-top: 1.5px solid var(--ink-08);
  background: var(--base);
  border-radius: 0 0 var(--r-xl) var(--r-xl);
}

/* ── TOAST ───────────────────────────────────────────────── */
#toast {
  position: fixed;
  bottom: 20px;
  right: 20px;
  z-index: 9999;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.toast-item {
  padding: 11px 16px;
  border-radius: var(--r-md);
  font-size: 13px;
  font-weight: 500;
  font-family: var(--ff-body);
  box-shadow: var(--shadow-lg);
  animation: toastIn 0.2s ease;
  max-width: 340px;
  border: 1.5px solid transparent;
}
@keyframes toastIn { from { opacity:0; transform:translateY(8px); } to { opacity:1; transform:translateY(0); } }
.toast-item.success { background: var(--success-lt); color: var(--success); border-color: rgba(15,123,74,0.2); }
.toast-item.error   { background: var(--danger-lt);  color: var(--danger);  border-color: rgba(196,31,59,0.2); }
.toast-item.info    { background: var(--blue-lt);    color: var(--blue);    border-color: var(--blue-md); }
.toast-item.warning { background: var(--amber-lt);   color: var(--amber-val); border-color: rgba(217,119,6,0.2); }

/* ── ERROR / INFO STRIPS ─────────────────────────────────── */
.error-card {
  background: var(--danger-lt);
  border: 1.5px solid rgba(196,31,59,0.2);
  border-radius: var(--r-md);
  padding: 12px 16px;
  color: var(--danger);
  font-size: 13px;
  margin-bottom: 14px;
}
.info-strip {
  background: var(--blue-lt);
  border: 1.5px solid var(--blue-md);
  border-radius: var(--r-md);
  padding: 11px 16px;
  color: var(--blue);
  font-size: 12px;
  font-weight: 500;
  display: flex;
  align-items: center;
  gap: 8px;
}

/* ── PROGRESS BARS ───────────────────────────────────────── */
.progress-bar, .progress {
  height: 6px;
  background: var(--ink-08);
  border-radius: 3px;
  overflow: hidden;
}
.progress-fill, .progress-bar > div {
  height: 100%;
  border-radius: 3px;
  transition: width 0.4s ease;
}
.progress-fill.blue, .pf-blue   { background: var(--blue); }
.progress-fill.green, .pf-green { background: var(--success); }
.progress-fill.orange            { background: var(--amber-val); }
.progress-fill.red, .pf-red     { background: var(--danger); }
/* Legacy colour classes from old styles */
.progress-fill.red   { background: var(--danger); }

/* ── UTILITY ─────────────────────────────────────────────── */
.mt { margin-top: 14px; }
.mt-4  { margin-top: 4px; }
.mt-8  { margin-top: 8px; }
.mt-12 { margin-top: 12px; }
.mt-16 { margin-top: 16px; }
.mb-4  { margin-bottom: 4px; }
.mb-8  { margin-bottom: 8px; }
.mb-12 { margin-bottom: 12px; }
.mb-16 { margin-bottom: 16px; }
.mb-20 { margin-bottom: 20px; }
.flex-between { display: flex; align-items: center; justify-content: space-between; }
.flex-gap     { display: flex; align-items: center; gap: 8px; }
.hidden { display: none !important; }
.text-center { text-align: center; }
.text-green { color: var(--success); }
.text-red   { color: var(--danger); }
.text-blue  { color: var(--blue); }
.text-muted { color: var(--ink-40); }
.text-bold  { font-weight: 700; color: var(--ink); }
code {
  font-family: var(--ff-mono);
  font-size: 11px;
  background: var(--base);
  padding: 2px 6px;
  border-radius: var(--r-xs);
  border: 1px solid var(--ink-08);
  color: var(--blue);
}

/* ── LOGIN PAGE ──────────────────────────────────────────── */
.login-wrap {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 32px 16px;
  background: linear-gradient(145deg, #0B1929 0%, #1D3557 50%, #0D2445 100%);
}
.login-card {
  background: var(--white);
  border-radius: var(--r-xl);
  box-shadow: var(--shadow-lg);
  padding: 36px 36px 28px;
  width: 100%;
  max-width: 400px;
  border: 1.5px solid var(--ink-08);
}
.login-logo {
  text-align: center;
  margin-bottom: 28px;
}
.login-logo h1 {
  font-family: var(--ff-display);
  font-size: 22px;
  font-weight: 900;
  color: var(--ink);
  letter-spacing: -0.03em;
  line-height: 1.1;
}
.login-logo p {
  font-size: 11px;
  color: var(--ink-40);
  margin-top: 4px;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.login-title {
  font-family: var(--ff-display);
  font-size: 18px;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -0.02em;
  margin-bottom: 6px;
}
.login-sub {
  font-size: 13px;
  color: var(--ink-40);
  margin-bottom: 20px;
  line-height: 1.5;
}
.step { display: none; }
.step.active { display: block; }
.err-msg {
  display: none;
  background: var(--danger-lt);
  color: var(--danger);
  border: 1.5px solid rgba(196,31,59,0.2);
  border-radius: var(--r-sm);
  padding: 10px 14px;
  font-size: 12px;
  font-weight: 500;
  margin-bottom: 14px;
}
.err-msg.show { display: block; }
.security-note {
  font-size: 11px;
  color: var(--ink-40);
  text-align: center;
  margin-top: 14px;
  line-height: 1.5;
}

/* OTP grid */
.otp-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 8px;
  margin-bottom: 20px;
}
.otp-digit {
  width: 100%;
  aspect-ratio: 1;
  text-align: center;
  font-family: var(--ff-display);
  font-size: 22px;
  font-weight: 800;
  color: var(--ink);
  border: 2px solid var(--ink-08);
  border-radius: var(--r-md);
  background: var(--base);
  outline: none;
  transition: border-color 0.2s, box-shadow 0.2s, background 0.2s;
  padding: 0;
}
.otp-digit:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(29,95,212,0.12);
  background: var(--white);
}
.otp-digit.filled {
  border-color: var(--blue);
  background: var(--blue-lt);
  color: var(--blue);
}

.resend-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-size: 12px;
  color: var(--ink-40);
  margin: 14px 0 8px;
}
.timer { font-family: var(--ff-mono); font-weight: 600; color: var(--ink); }
.resend-btn {
  background: none;
  border: none;
  color: var(--blue);
  font-size: 12px;
  font-weight: 600;
  cursor: pointer;
  font-family: var(--ff-body);
  padding: 0;
  transition: opacity 0.2s;
}
.resend-btn:disabled { opacity: 0.4; cursor: not-allowed; }
.back-link {
  text-align: center;
  font-size: 12px;
  color: var(--ink-40);
  margin-top: 4px;
}
.back-link span { color: var(--blue); cursor: pointer; font-weight: 600; }
.back-link span:hover { text-decoration: underline; }

/* Spinner */
.spinner {
  display: inline-block;
  width: 13px; height: 13px;
  border: 2px solid rgba(255,255,255,0.3);
  border-top-color: #fff;
  border-radius: 50%;
  animation: spin 0.7s linear infinite;
  vertical-align: middle;
}
.btn-ghost .spinner, .btn-success .spinner {
  border-color: rgba(11,25,41,0.2);
  border-top-color: var(--ink-70);
}
@keyframes spin { to { transform: rotate(360deg); } }

/* ── SIMULATOR EXTRAS ────────────────────────────────────── */
.placeholder-card {
  text-align: center;
  padding: 40px 20px;
  color: var(--ink-40);
}
.placeholder-icon { font-size: 40px; margin-bottom: 12px; }

/* ── KPI COLOUR VARIANTS (ops.html, client.html, admin.html) ─ */
.kpi.red   { border-color: rgba(196,31,59,0.2);  background: var(--danger-lt); }
.kpi.red   .kpi-value { color: var(--danger); }
.kpi.amber { border-color: rgba(180,83,9,0.2);   background: var(--warn-lt); }
.kpi.amber .kpi-value { color: var(--warn); }
.kpi.green { border-color: rgba(15,123,74,0.2);  background: var(--success-lt); }
.kpi.green .kpi-value { color: var(--success); }
.kpi.blue  { border-color: var(--blue-md);       background: var(--blue-lt); }
.kpi.blue  .kpi-value { color: var(--blue); }

/* ── KPI-CARD (capital.html, investor.html legacy classes) ─── */
/* Maps old .kpi-card coloured variants to Arctic tokens        */
.kpi-card {
  background: var(--white);
  border-radius: var(--r-lg);
  border: 1.5px solid var(--ink-08);
  box-shadow: var(--shadow-sm);
  padding: 18px 20px;
  transition: border-color 0.2s, box-shadow 0.2s, transform 0.2s;
}
.kpi-card:hover {
  border-color: var(--blue-md);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.kpi-card .kpi-label {
  font-size: 11px; font-weight: 500; color: var(--ink-40);
  text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 8px;
}
.kpi-card .kpi-value {
  font-family: var(--ff-display); font-size: 24px; font-weight: 800;
  color: var(--ink); letter-spacing: -0.03em; line-height: 1;
}
.kpi-card.blue   { border-color: var(--blue-md);              background: var(--blue-lt); }
.kpi-card.blue   .kpi-value { color: var(--blue); }
.kpi-card.purple { border-color: rgba(109,40,217,0.2);        background: var(--purple-lt); }
.kpi-card.purple .kpi-value { color: var(--purple); }
.kpi-card.green  { border-color: rgba(15,123,74,0.2);         background: var(--success-lt); }
.kpi-card.green  .kpi-value { color: var(--success); }
.kpi-card.orange { border-color: rgba(217,119,6,0.2);         background: var(--amber-lt); }
.kpi-card.orange .kpi-value { color: var(--amber-val); }

/* ── CARD-GRID VARIANTS (capital.html, investor.html) ────────── */
.card-grid-2 { display: grid; grid-template-columns: repeat(2,1fr); gap: 16px; margin-bottom: 20px; }
.card-grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 16px; margin-bottom: 20px; }
.card-grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 16px; margin-bottom: 20px; }
@media (max-width: 900px) {
  .card-grid-4 { grid-template-columns: repeat(2,1fr); }
  .card-grid-3 { grid-template-columns: repeat(2,1fr); }
  .card-grid-2 { grid-template-columns: 1fr; }
}

/* ── STANDALONE PAGES (capital, investor, simulator) ─────────── */
/* These pages have no sidebar — use full-width layout            */
.standalone-layout {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}
.standalone-topbar {
  background: var(--white);
  border-bottom: 1.5px solid var(--ink-08);
  box-shadow: var(--shadow-xs);
  padding: 14px 32px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  position: sticky;
  top: 0;
  z-index: 40;
}
.standalone-topbar .logo-word {
  font-family: var(--ff-display);
  font-size: 17px; font-weight: 900;
  color: var(--ink); letter-spacing: -0.03em;
}
.standalone-topbar .logo-word span { color: var(--blue); }
.standalone-topbar nav { display: flex; gap: 4px; margin-left: 24px; }
.standalone-topbar nav a {
  padding: 7px 14px; border-radius: var(--r-sm);
  font-size: 12px; font-weight: 500;
  color: var(--ink-70); text-decoration: none;
  transition: all 0.15s;
}
.standalone-topbar nav a:hover { background: var(--ink-04); color: var(--ink); }
.standalone-topbar nav a.active { background: var(--blue-lt); color: var(--blue); font-weight: 600; }
.standalone-content { padding: 28px 32px; flex: 1; }